You need a budget.

Understand where your money is going and why it's constantly disappearing. Start planning your expenses instead of just forecasting them. Create your own plan to achieve financial goals. Learn how to handle money better when it's burning a hole in your pocket. Teach children how to manage finances wisely. Jesse Mecham claims that financial difficulties can be overcome or even prevented, thus eliminating unnecessary stress. As the creator of the You Need a Budget (YNAB) system, which has gained worldwide popularity and helped hundreds of thousands of people take control of their finances, he believes that a budget is essential. Add to this the four simple rules for handling money detailed in the book, and you will learn how to prioritize correctly and make timely financial decisions. You will also discover how to involve your children in budgeting and turn a boring task into an interesting and useful activity. This publication is aimed at a wide range of readers.