Technologies of crediting small and medium-sized businesses in the conditions of digitalization of the economy

The monograph explores the issues of financing small and medium-sized businesses in modern conditions, identifying factors influencing business financing conditions and the financial resource deficit of Russian companies. An analysis of the financial instruments for financing small and medium-sized businesses in the digital environment has been conducted. Current directions for the development of financial instruments for business financing are considered. Based on a systemic approach to the issues under study, technologies for financing small and medium-sized businesses in the digital environment are proposed, including enhancing the potential for financing small and medium-sized businesses in the conditions of business platformization and digitalization through: the application of a sharing economy business model, the use of crowdsourcing features, and the expansion of opportunities for decentralized large-scale public platforms. Intended for relevant ministries and departments to develop approaches to financing small and medium-sized businesses in the conditions of economic digitalization, as well as for postgraduates and students studying in the fields of 'Economics' and 'Management'.