Fundamentals of financial literacy. Grades 8-9. Workbook. GEF

Everyone knows what money is, but not all people know how to handle it. Many believe that the main thing is to earn money, and it is always easy to spend it. As a result, money is not enough for large purchases, or for unforeseen expenses. The textbook “Fundamentals of financial literacy” helps to figure out how to manage money - to earn and spend, save and invest, defend yourself from financial risks and fraud, draw up a budget and a personal financial plan. The book tells how financial instruments (deposits, payment cards, loans, etc) can help in a particular life situation. The main task is to teach the reader to critically evaluate financial proposals taking into account their advantages and disadvantages and make a conscious choice to achieve personal financial goals.
This publication is an integral part of the educational and methodological set in the courses "Social Studies" and "Economics", and can also be used in additional lessons on the subject of financial literacy and in the vocational education system.
5th edition