Credit Risk Analysis. Part 2. Problematic Debt

The book discusses practical issues related to the procedure for monitoring credit risk and the procedure for working with problematic and expired debt. The algorithm for evaluating credit risks of retail lending is shown. The approaches to the analysis of management, tax and financial statements in order to reduce payment risk are explained. Examples of credit risk assessment are given in the provision of pawnshop loans, loans secured by revenue rights and tender lending.
The reader is given a unique opportunity to take part in the “virtual” training on assessing credit risk on the project. As examples, both typical and non -standard situations are considered. Particular attention is paid to problem debt - it is proposed to evaluate the risk of projects from real practice and compare the results with the available ones. Particular attention is paid to the main problems and errors most often found when working with problem debt.
The book is designed for banking employees, university graduates of the department Banking and Finance and Credit, as well as to potential borrowers